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Mini : Cooper S Convertible 06 MINI Cooper S Convertible 6 Speed 14K Miles 1-Owner |  |
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CONDENSER REPLACEMENT Nissan D21 86 87 88 89 90 91 92 AC AIR CONDENSOR .ACC4182 | |
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Owner Florida Car
Does the policy holder have to be the co owner of the car for me to be on their auto insurance?
Someone told me they had to. I live with my devious grandmother. I am under 18 and need to get my car legal so i can go back and forth to college ect. I am however untrusting of my grandmother and do not want her to have any legal rights to the car itself. Does she have to be the co owner of my car in order for me to be put on her car insurance. I cannot afford it on my own. We live in Florida if that means anything. And she has geico for insurance.
No, almost never, . Most companies won't require her to be a co-owner. You should however read below so you understand how the "same household" rules work
Insurance companies want to know about all licensed household members (it does not matter if they are young or old) so they can calculate their potential risks for having you and these drivers covered by your insurance policy. When you purchase liability insurance (which every auto insurance policy has), there is a law that requires insurance companies to cover all household members who have a drivers license. Most all insurance companies will require that you either add licensed household members to the policy or exclude them. This is because as household members it is assumed they have access to your vehicles and may drive them at any time. These drivers are thus a risk/rating factor to be taken into consideration.
Many state laws require it, and your poicy contract has it in the terms that you must inform them of licensed drivers dwelling in your household, so that they can add him as a driver to your policy and rate accordingly or exclude him. Excluding anyone from your car insurance would mean that you are not paying extra on your policy to have him/her as a driver and thus they are not extended any coverage by your insurance policy if they were to drive your car and be in an accident, even if it were an emergency situation.
So most insurance companies will require you to place the non-relative household member on your insurance policy as a driver if he is licensed. All licensed household members are normally required to be listed as a driver or excluded on an auto insurance policy by the insurance provider.
If you have a licensed household member, whether a relative, roommate, etc, the insurer believes that the person will have access to your vehicle and thus is a rating factor that should be on your insurance policy. If the person really is not going to drive the insured vehicle then there should not be an issue with excluding them. Without you signing off on the exclusion the insurance company cannot really believe that a licensed household member may not drive your car.
State laws differ however typically insurance companies are allowed to use classifications that reflect a possible exposure for liability on the part of the insurer, in the event that bodily injury or property damage occurs due to the operation of the vehicle by anyone in your household.
The perceived risk for non-household members by an insurance company is different and that is why you can normally let a friend that does not live with you borrow your vehicle without adding him or her to your policy.
A friend may occasionally borrow your car and be covered by your insurance because they do not have regular access to your car and thus are not rated as a risk factor on your policy. If you do have someone outside of the household that regularly drives your car then normally an insurance carrier usually would also want this person listed an occasional driver so they would be properly covered in an accident.
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Mini : Cooper S Convertible 06 MINI Cooper S Convertible 6 Speed 14K Miles 1-Owner | |
29 Bids | US $14,100.00 | 2d 44m |
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Mini : Cooper S Dinan S2 Stage 2+ FULL Dinan Mini Cooper S2 - Stage 2 JCW John Cooper Works R53 MCS *Excell Cond | 16 Bids | US $10,001.10 | 4d 12h 6m |
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US $9,985.00 | 1d 10h 49m |
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Mini : Clubman 2dr Cpe S Ha 2011 MINI Cooper Clubman S Coupe 1.6L CD Turbocharged Keyless Start | |
5 Bids | US $7,100.00 | 3d 22h 52m |
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Mini : Clubman 2009 Mini Cooper Clubman Auto 2 Tone Pano Racing Stripes Premiun Pkg | 1 Bid | US $500.00 | 5d 6h |
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Mini : Cooper 2006 MINI COOPER HARDTOP,5 SPEED,PANO ROOF,CLEAN CAR! | |
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US $20,900.00 | 5d 3h 46m |
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Mini : Cooper S Convertible 2006 Mini Cooper S Conv! ONLY 57k Mi! AUTOMATIC! SPORT/ PREM! FL | |
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US $16,991.00 | 6d 7h 10m |
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CONDENSER REPLACEMENT Nissan D21 86 87 88 89 90 91 92 AC AIR CONDENSOR .ACC4182 | |
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US $55.00 | 3h 25m |
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RADIATOR REPLACEMENT Volkswagen Jetta GLI 06 07 COOLING RADIADOR .ACR2995 | |
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RADIATOR REPLACEMENT Kia Sportage 95 96 97 98 99 00 01 02 COOLING .ACR2057 | |
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FAN ASSY. REPLACEMENT HONDA CIVIC SEDAN 06 07 08 09 10 11 RADIATOR .HO3117102 | |
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Rebuilt OE connecting rods Ford truck 2.8L Ranger 171 | |
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Clevite 77 rod + main cam bearings AMC Jeep 360 343 304 | |
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96-98 Ford Mustang GT White Face Speedo Gauge Kits | |
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NEW Lexus Premium Wheel Valve Stem Caps Aluminum Alloy! | |
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FL Florida Miniature Mini License Plate Key Chain | |
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Fiat 500 - Introducing the Fiat 500 companion folding bicycle in a carrying bag | |
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Chevrolet : Other STUNNING! 1958 CHEVROLET BISCAYNE 2-DOOR SEDAN, ONLY 3,360 MILES, LIKE NEW!! | |
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1~Famous~vtg~Franklin McMahon~pensil~watercolor~drawing~painting~art~signed~rare | |
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Burmese Python Released by Its Owner Crosses a Florida Road $39.99 Melissa Farlow Burmese Python Released by Its Owner Crosses a Florida Road - Photographic Print |
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Jeffrey Lauria (Owner) Autographed Florida Marlins Team 8x10 Photo $11 Jeffrey Lauria (Owner) Autographed Florida Marlins Team 8x10 Photo This item was hand signed by the athlete and is accompanied by a Certificate of Authenticity from SportsMemorabilia.com. A tamper-evident hologram will be affixed to the item. Signed items are guaranteed to pass any third-party authentication with 100% Money Back Guarantee. Each signature is witnessed by a member of our staff or comes out of a private signing. |
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ROGER PENSKE (CAR OWNER) Signed 1994 MAXX Treading Card $30.06 ROGER PENSKE (CAR OWNER) Signed 1994 MAXX Treading Card ROGER PENSKE (CAR OWNER) Signed 1994 MAXX Treading CardEvery signed item comes fully certified with a tamper proof hologram certificate of authenticity and is backed by the SportsMemorabilia.com Authenticity Guarantee. |
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Florida Marlins Utility Car Mat $11.99 Protect your vehicle's flooring while showing your team pride with this Florida Marlins Utility Car Mat.Officially licensed by MLB |
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Florida Marlins Car Flag $6.49 No matter where you go- let everyone know you're a proud supporter of the Florida Marlins! Flag size is 14.5" x 11.5" and made of durable- washable satin polyester Easily attaches to any car window Officially licensed by MLB |
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Florida Panthers Car Flag $12.99 No matter where you go- let everyone know you're a proud supporter of the Florida Panthers! Flag size is 14.5" x 11.5" and made of durable- washable satin polyester Easily attaches to any car window Officially licensed by the NHL |
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Florida State car mats $53 Florida State car mats Sturdier than carpet, these heavy duty mats are made from rubberized vinyl. Logs are molded into each mat and will not wash or peel off. Easy to clean with soap and water; Set of two mats is 25 long and 16.5" wide. |
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University of Florida car mats $53 University of Florida car mats Sturdier than carpet, these heavy duty mats are made from rubberized vinyl. Logs are molded into each mat and will not wash or peel off. Easy to clean with soap and water; Set of two mats is 25 long and 16.5" wide. |
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Delphi XM Signal Repeater
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DescriptionThe Delphi SA10116 Indoor XM Signal Repeater allows you to enjoy XM programming even in interior environments without direct satellite reception (e. g., away from a window with a clear view of the sky)... |
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How to Be Your Dog's Best Friend: The Classic Training Manual for Dog Owners (Revised & Updated Edition)
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Game Time Mid-Size NFL-ROB-CAR Rookie Carolina Panthers Rookie Black Series Watch
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1997 Cadillac DeVille 69000 Miles One Owner Florida Car $3500 OBO
All I have is his license plate #, and car type. Can I get him to pay for the large DING he put in my car?
I parked in the last spot left in the parking lot, but the car to my right was about 10 inches over the line and into my space. While I was still getting beach gear out the trunk, by coincidence, here comes the owner of that car! I asked if he was leaving - he got very irritated and said NO - I'M NOT GOING ANYWHERE. So I just copied down his license plate into my phone and also took a picture of his car. When you grow up in NY/NJ you do these things instinctively. 5 hours later after leaving the beach with my wife and kids I see a big DING in my fender, right near where the other car was. I reported it to a police car that was in the parking lot; he took the info but said there's not much he can do without a witness. GEICO said the same thing. Well, the car had Florida plates (in NJ) so that narrows my search down by ALOT. I will run into this guy sooner or later. What should I do?
YES YOU CANN. awesome job my friend go to the cop station and just let them do what they do best find fu ckers like him and maybe you can take him to a small clams court.
acne guard soap Says: September 13th, 2010 at 1:16 am
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