Used Mini Cooper S My car has 10k in negative equity, what to do?
I traded in my 2008 Scion TC for a Used 2004 Mini Cooper S. The Mini has always been my dream car so I went for it and ended up in 3k negative equity. With taxes, fees and negative equity It came out to about 10k more than I bargained for. 1st question: What can I do to get out or better this situation? 2nd question: The value of my car is 24000 and I owe 30000. Is there any bank crazy enough to refinance me for a 7 year loan? I really want to keep this car but I cant keep up with $500 payments. And I don't want to trade it in again because that is financial suicide for me. What to do?
and yes I admit this was a stupid stupid mistake.......
The only thing you can do now is bite the bullet and keep paying on the Mini. Cut out everything that is not essential to your survival so you can make your payments. The worst thing you could do is have your car repo'd. That will destroy your credit for 7 to 10 years. You won't be able to finance a toaster during that time.
Your negative equity is far too much for any lender to help you. All lenders have stopped making 72 month car loans because we're in a recession. Money is extremely tight and getting long term credit is impossible. And unfortunately, you're stuck with the Mini for another 3 years before you'll be able to get out from under it.
Dire news. But it's the truth as to what you're facing.
Data: from year 01 ->, Mini Cooper / One 1.6i, from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Either separately with weld on connection or in connection with 83.06.02 or 83.06.12 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Tein S.Tech Springs Mini Cooper S 02TEIN S.Tech Springs are an excellent step towards suspension tuning. They offer approximately a 1.5 inch drop for a more aggressive appearance and increased road holding capability. Designed to be used with OEM or
Fidanza Aluminum Flywheel Mini Cooper Type S 02-03Fidanza aluminum flywheels are made from the highest quality 6061 T6 aluminum.The material is fantastic for strength, heat dissipation and of course reduction in weight.The friction surface used is an
Data: from year 01 ->, Mini Cooper / One 1.6i, from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.01 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 01 ->, Mini Cooper/One 1.6i, from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.01, alternative 83.06.02 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.67, 83.06.16, 83.06.15 or 83.06.66 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.04 and 83.06.34 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.04 and 83.06.34 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.67, 83.06.16, 83.06.15 or 83.06.66 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Data: from year 02 ->, Mini Cooper S 1.6i Material: Stainless steel Notes: Only in connection with 83.06.04 and 83.06.34 The necessary items are shown below The quality certification ISO 9001, awarded to Supersprint by the T.UE.V. Pfalz, guarantees the highest standard efficiency of the research, development and manufacturing process. This certification attests that each single product fulfil the strict quality control specifications, determined by the latest E.E.C guidelines.Each and every raw material batch, from stainless stell tubes to sound deadening rock wool packs, is carefully selected and examined prior being used, and all processing steps (bending, welding, chrome-plating, etc.) are performed following extremely damanding, superior quality standards.Therefore, all Supersprint products live up to precise expectations and their quality is mantained unchanged from time to time.- R&D aimed at each type of car model- Extensive road and dyno tests- Maximum performance increase (higher torque and peak horsepower output)- Stainless stell manifolds, free-flow silencers, for lower backpressure- E.E.C homologation- Sport sound, innovative design in tail pipe styling- Long years of experience with the best known Tuners for street cars- Unequalled success in racing, with factory and private Teams
Forge Induction Kit Mini Cooper S 07This Induction Kit for The BMW Mini Cooper S R56 models, 2007 on models replaces the original filter and air box to improve the breathing of your engine. Unlike many aftermarket induction kits, this kit maintains t
BB Catback Exhaust Mini Cooper S 2003Billy Boat Performance Exhaust has once again taken the lead in the exhaust aftermarket by designing a revolutionary T-304 stainless steel performance exhaust system specifically designed for the Mini Cooper S. Th
BB Exhaust System Mini Cooper S 04-06Billy Boat Performance Exhaust has once again taken the lead in the exhaust aftermarket by designing a revolutionary T-304 stainless steel performance exhaust system specifically designed for the Mini Cooper S. Th
Extra Mini Remote Control (RC) Mini Cooper S is in stock and ready to ship from TrendTimes.com. Our toy stores sell Extra Mini Remote Control (RC) Mini Cooper S for the best price of $48.88 and personal shoppers are standing by to assist you.
Removes and installs filters on 6 Liter Ford Diesel PickupsThe low profile socket fits both the 35mm and 36mm fuel and oil filtersThe low profile socket works in confined spaces3/8 in. driveNot for use with an impact wrench
The second of the BBC's well-regarded serializations of John Le Carré's espionage bestsellers, Smiley's People is slightly less compulsively watchable than Tinker, Tailor, Soldier, Spy if only because Tinker, Tailor had a much stronger plot premise (who is the mole in British Intelligence?) than Smiley's People, which takes a very long time to come into focus...
2001 Mini Cooper Hard Top. SS 6711 (Used under license by Superior/Sunnyside) G-scale 1/24. Heavy die cast metal. 6"L x 2.5"W x 2.5"H. Doors and hood open. Red with white top. License plate MI NI 288.
Turn up your vehicle's audio performance with the db651, a 6-1/2-inch coax speaker designed to drop into a variety of applications in no time at all. Advanced materials reduce component weight while offering rock solid reliability, advanced looks and ultra high performance...
The most beautiful GT's. Extreme versions of the already spectacular World Touring Cars. Exclusive roadcars from prestigious brands. You will find that and much more in GTR Evolution, including the legendary Nürburgring Nordschleife, a 20...
Real cars, real racing. That's what it's all about in RACE 07. Enjoy 9 different racing classes, each with its own distinctive character. From the prestigious World Touring Car Championship to the insane speed of the F3000 class...
Swap your OEM receiver for something a bit more versatile. The BV7320 plays a variety of disc formats, including DVDs, CDs and VCDs. You can also enjoy your WMA/MP4/MP3 digital files, whether from burnt discs or via the receiver's USB port or SD Card slot...
The MINI Cooper, Cooper S, Clubman (R55, R56, R57) 2007-2011 Service Manual is a comprehensive source of service information and specifications for MINI Cooper models from 2007 to 2011 (also known as the Mk II)...
The MINI Cooper Service Manual: 2002-2006 is a comprehensive source of service information and specifications for MINI Cooper models from 2002 to 2006. This manual supersedes our previous 2002-2004 manual with two more model years of coverage, including new repair information for the convertible and the 2005 facelift...
If you own one of these fabulous cars then you know how fun it is to drive. And, you probably know that your MINI is packed with some of BMWs latest automotive technology. But if you want to maintain and repair your car yourself (or just want to understand whats going on under the bonnet), youll be wanting the MINI Cooper, Cooper S 2002-2004 Service Manual by Bentley Publishers...
Thule 50 inch Load Bars Individual Base Rack Component - The Thule 50 inch Load bars are great. They are load carriers for Thule Multipurpose Base Rack Systems. Set of two bars. They are suitable to fit one Thule rack system...
The Thule Echelon Fork Mount Rooftop Bicycle Carrier is the top-of-the-line in Thule's fork mounted carrier series. It is designed to provide maximum stability and protection via a variety of valuable features including: a durable all-metal head, a stiff double-wall tray and an equalized twin cam self-adjusting clamp that automatically adjusts to fit a variety of fork dropout thicknesses...
Used 2009 MINI Cooper S Houston TX 77074
Should I get a used BMW z4 (2003) or a new Mini Cooper S?
Well, both are made by BMW, so good news! Each is a very nice car, but it all depends on what you want the vehicle for. Style, speed, classy, go with the Z4. If you plan on having to take people places, or needing the 4 seat and the practicality of the cooper, definitely go with that. Both are excellent cars, the z4 would be my choice just because I love their style. They aren't all that fast, and I am sure the Cooper S and z4 are not far off from overall acceleration. So basically, its up to what you are looking for in a car at this point in time .